Harvest Community Bank

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Rates

Program

Minimum Balance
to obtain APY*
Interest Rate APY*

Harvest Interest Checking**

$400/$200

.10%

.10%

Harvest 50* $.01 .10% .10%
Golden Harvest Account* $.01 .10% .10%
Passbook Savings* $50 .15% .15%
Smart Savers Account* $1 .15% .15%
Statement Savings** $50 .15% .15%
Holiday Passbook Account*** $5 .15% .15%

Flexible Savings*

Tier 1 Flexible Savings* $500-$4,999.99 .10% .10%
Tier 2 Flexible Savings* $5,000-$24,999.99 .15% .15%
Tier 3 Flexible Savings* $25,000-$49,999.99 .25% .25%
Tier 4 Flexible Savings* $50,000-99,999.99 .30% .30%
Tier 5 Flexible Savings* $100,000-above .40% .40%

Certificates of Deposit***
$500 or Greater

3 Months .30% .30%
6 Months .35% .35%
9 Months .40% .40%
12 Months .45% .45%
14 Months .60% .60%
18 Months .65% .65%
24 Months 1.05% 1.06%
30 Months 1.10% 1.11%
36 Months 1.25% 1.26%
48 Months 1.60% 1.61%
60 Months 1.75% 1.77%
Rates as of  02/24/2014 APY* denotes Annual Percentage Yield

Minimum balance to obtain APY* on all Certificates of Deposit is $500.
** Interest Rate and APY may vary after account opening; fees may reduce earnings.
*** Penalty for early withdrawal will apply.

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