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FREQUENTLY ASKED QUESTIONS:
Q. Is Harvest Community Bank traded on
any of the major stock exchanges?
The Bank is now traded as an "over
the counter (OTC)" stock, which means that you may purchase shares through your
stockbroker. We also are listed on the Over The Counter Bulletin Board, so you
can now chart Harvest stock's progress on a daily basis by visiting OTCBB.com.
Q. Does Harvest Community Bank have a
stock symbol?
Our common stock symbol is HCBP.
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Q. How is the market value of our stock
determined?
A number of factors go into
determining market value, including but not limited to, the Bank's financial
performance to date, its future prospects, the stock prices of other similar
banking institutions, and the prices at which Harvest Bank has sold common stock
to the public in the past.
Q. Are deposits insured?
Yes, we are an FDIC insured commercial banking institution.
Q. Are we going to offer Internet
Banking Services (deposit transfers, bill paying, account opening, etc.)?
Yes, we currently offer Internet
banking services to customers who want to open or currently have Harvest
accounts. We plan to expand these services to include bill paying options in
2007.
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Q. Does Harvest do business lending?
Yes, we continue to actively seek
small to larger business loans. Our goal is to build solid, ongoing
relationships with all sizes of businesses in our trade areas in order to meet
their financial and service needs.
Q.
How can a
business outside of Pennsville conveniently deal with Harvest?
In addition to our offices in
Pennsville, Pilesgrove-Woodstown, Elmer, and Salem, we operate a DAILY COURIER SERVICE throughout the Salem,
Gloucester and Cumberland County areas. Our drivers will come to any of our
business clients' doorsteps. This service is free of charge.
Q. Do we offer Telephone Banking?
Yes, our Harvest Bank-by-Phone system provides a complete
array of basic services, 24 hours a day, seven days a week. Please contact
us at 1-(856)-678-4555, to receive additional information on this popular
service.
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