LPO - 7 Easterwood Street, Suite J Millville, NJ 08332

OUR PRIVACY COMMITMENT TO YOU!

    At Harvest Community Bank, we are committed to providing quality financial products delivered with superior customer service. This commitment is reflected in our Mission Statement: To deliver superior value by meeting our customers' financial needs through the continuous improvement and innovation of our products and services.

    In order to provide you, our customers, with a broad array of financial products and services, we use many aspects of technology to manage and maintaining customer information. We value the trust of our customers and recognize the importance of keeping your personal financial information strictly confidential. At Harvest Bank, staff members do their very best to protect your privacy. However, we want you to understand what information we collect and how we use it. The following policy serves as a standard for all Harvest Community Bank employees for collection, use, retention and security of nonpublic personal information.

Information We Collect

    We may collect "nonpublic personal information"* about you from the following sources:

• Applications or other loan and account forms

• Transactions with us or others

• Third parties such as credit bureaus

* "Nonpublic personal information" is information about you obtained in connection with providing a financial product or service. For example, nonpublic personal information includes information regarding you account balance, payment history and overdraft history.

Information We Disclose

    We are permitted by law to disclose nonpublic personal information about you to other third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties if that will assist us in servicing your loan or account. We also may disclose such information to government entities in response to subpoenas or to credit bureaus. We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.

    If you close your account(s) or become in inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Our Security Procedures

    We also take steps to safeguard all customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We expect our employees to perform to the highest standard of conduct in ensuring the confidentiality of our customers' information. In addition, Harvest Bank maintains physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

    We will always strive to maintain accurate information and respond in a timely manner to change or correct information for our customers.

Member FDIC