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Rates

Harvest Community Bank

Program Minimum Balance
to obtain APY*
Interest Rate APY*

Harvest Interest Checking**

$400/$200

.10%

.10%

Harvest 50* $.01 .10% .10%
Golden Harvest Account* $.01 .10% .10%
Passbook Savings* $50 .15% .15%
Smart Savers Account* $1 .15% .15%
Statement Savings** $50 .15% .15%
Holiday Passbook Account*** $5 .15% .15%

Flexible Savings*

        
Tier 1 Flexible Savings* $500-$4,999.99 .10% .10%
Tier 2 Flexible Savings* $5,000-$24,999.99 .15% .15%
Tier 3 Flexible Savings* $25,000-$49,999.99 .25% .25%
Tier 4 Flexible Savings* $50,000-99,999.99 .35% .35%
Tier 5 Flexible Savings* $100,000-above .40% .40%

Certificates of Deposit***
$500 or Greater

         
3 Months    .70% .70%
6 Months   .75% .75%
9 Months   .80% .80%
12 Months   .85% .85%
14 Months   .85% .85%
18 Months   .90% .90%
24 Months   1.00% 1.01%
30 Months   1.05% 1.06%
36 Months   1.15% 1.16%
48 Months   1.30% 1.31%
60 Months   1.50% 1.51%

Rates effective as of 1/27/2016

APY* denotes Annual Percentage Yield

Minimum balance to obtain APY* on all Certificates of Deposit is $500.
** Interest Rate and APY may vary after account opening; fees may reduce earnings.
*** Penalty for early withdrawal will apply.


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