LPO - 7 Easterwood Street, Suite J Millville, NJ 08332

President's Message

       Welcome! We're pleased to have you visit our website. As you move from section to section, if you have any questions, please feel free to contact me at 1 (856) 678-8740 or call any of our offices. You may also use our convenient contact form.

       We now have four full service offices in Pennsville, Pilesgrove, Elmer and Salem and a Loan Production Office in Millville. If you haven't already, please stop in and meet the great members of our Harvest Team. Feel free to tell your friends as well. All of us at Harvest are pleased and proud to be branching out to serve you. We've heard many positive comments and anticipate many more! That doesn't mean, however, that we think there's no room for improvement. The Harvest Team sincerely wants to exceed your expectations, so if you have suggestions, please let us know.

       In the future if you want to purchase or sell shares, you may use your own broker.  We are now listed on the Over the Counter Bulletin Board.  You can chart Harvest stock’s progress on a daily basis by visiting OTCBB.com.  Our common stock symbol is HCBP.  Many thanks to all of you who believe we are worthy of your trust and see us as a sound investment.  We’ll continue to do our best.

Dennis H. Engle,
President & CEO

Beneficial Ownership Reports

       The Bank's executive officers, directors and 10% or greater shareholders are required to periodically file certain reports with the FDIC regarding their beneficial ownership of the Bank's securities. Copies of such reports may be accessed through the following link: http://www2.fdic.gov/efr

By accessing the noted link you will be leaving your financial institution's website and entering a website hosted by another party. Although your financial institution has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of your financial institution's website. We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of your financial institution.

Press Releases Available

• HARVEST COMMUNITY BANK REPORTS FIRST QUARTER 2008 FINANCIAL RESULTS - April 30, 2008
   

• HARVEST COMMUNITY BANK REPORTS SOLID FOURTH QUARTER 2007 FINANCIAL RESULTS - March 13, 2008
   

• HARVEST COMMUNITY BANK REPORTS THIRD QUARTER 2007 FINANCIAL RESULTS - November 19, 2007
   

• HARVEST COMMUNITY BANK REPORTS SECOND QUARTER 2007 FINANCIAL RESULTS - August 7, 2007
   

• HARVEST COMMUNITY BANK REPORTS FIRST QUARTER 2007 FINANCIAL RESULTS - April, 19,2007
   

• HARVEST COMMUNITY BANK REPORTS FIRST QUARTER 2006 FINANCIAL RESULTS - April, 27,2006
   

• HARVEST COMMUNITY BANK REPORTS REVISED FOURTH QUARTER 2005 FINANCIAL RESULTS  - March 23, 2006
   

• HARVEST COMMUNITY BANK ANNOUNCES NEW JERSEY DEPARTMENT OF BANKING DECISION REGARDING PENN BANCSHARES, INC. APPLICATION - March 22, 2006
   

• HARVEST COMMUNITY BANK ANNOUNCES FEDERAL RESERVE BOARD DECISION REGARDING PENN BANCSHARES, INC. APPLICATION - December 21, 2005
   

• HARVEST COMMUNITY BANK ANNOUNCES OPPOSITION TO STOCK ACQUISITION BY PENN BANCSHARES, INC. - September 22, 2005
   

• HARVEST COMMUNITY BANK ANNOUNCES SEPARATION OF UNITS - January 12, 2005

Harvest Actively Supports Our Community

• American Red Cross

• Salem County Chamber of Commerce

• Red Devil Players

• Rotary

• Salem High Rams Booster Club

• Washington Club

• Friends School of Mullica Hill

• Asbury United Methodist 5K Run

• March of Dimes

• Girl Scouts

• Homecare Services of South Jersey

• Pennsville Babe Ruth League

• Salem County Alzheimer's Society

• St. James Carnival

• NJ National Teenager Program

• Telephone Pioneers of America

• South Jersey Hospital Foundation

• Queen of Apostles Church

• Salem Main Street

• Salem County Cooperative

• Salem County FOP

• Gloucester County 4-H Fair

• American Cancer Society

• Friends Meeting

• Big Brothers Big Sisters

• Junior Achievement

• Preservation Salem Inc.

• A Place for Sammi

• Woodstown Parade Association

• Pennsville SeptemberFest

• Elmer Harvest Festival

• Emmanuel Cancer Foundation

• Woodstown FSA Alumni

• Ranch Hope

• Eagle Scout Project

• Pedricktown Day Committee

• Woodstown Soccer Club

• St. Joseph's Church

• Salem County Fair

• Fort Mott State Park

• Pennsville Library

• Appel Farms

• Woodstown By Candlelight

• Deepwater Fire Department

• Eagle Band

• Park Bible Academy

• Penns Grove High School

• Pittsgrove Middle School

• Salem High School

• Schalick Band

• SCVTS Foundation

• Woodstown High School

• Pennsville High School